> ## Documentation Index
> Fetch the complete documentation index at: https://docs.i-pay.money/llms.txt
> Use this file to discover all available pages before exploring further.

# Payment collection

Collect mobile money and card payments from your website, your app or your back office. The same endpoints serve both test payments and real payments.

[Getting started →](https://docs.i-pay.money/en/getting-started.md): create your account, test your integration in Sandbox, then go live.

## Choosing an integration mode

* **[Direct payment](https://docs.i-pay.money/en/api-reference/transactions/create-a-payment.md)** — your server creates and tracks payments through the REST API, with your own payment form and your own confirmation logic.
* **[Payment by link](https://docs.i-pay.money/en/api-reference/payment-by-link/create-a-payment-link.md)** — you redirect your customer to a payment page hosted by iMoney Encaissement, without having to build or maintain the payment form.

Both modes use the same account and can coexist on different pages of your website.


This documentation is built and hosted on [Mintlify](https://mintlify.com), a developer documentation platform.